Wealth Planning

Wealth brings many challenges – both financial and non-financial. The nature and size of your wealth can have a major influence and impact on the decisions you need to take to preserve and grow your worth. Our own experience as a family business has helped us to understand the importance of a clear view and a truly global picture.

Our wealth planning team are ready to ask searching questions, review and analyse all of you financial and non-financial assets, and propose an integrated strategy tailor-made for your own unique circumstances.

Here at Syz we have always kept a strong focus on service and performance. Getting these right means ensuring your investment decisions are perfectly aligned with your short-, medium- and long-term goals; on helping you to preserve, grow and transfer your wealth safely and efficiently; and being by your side whenever your personal life or financial situation evolves.

To really understand wealth you need a clear view of how each part connects. We always start with a deep and thorough review – going far beyond the usual financial analysis, to understand your personal objectives, constraints and the ideal investment strategy for you.

Key elements of financial planning include:
• Implementing measures to guarantee the level of liquidity you need to maintain your lifestyle and fund your projects
• The best use of your professional pension plan
• Retirement planning taking into account your tax situation and your liquidity needs
• Optimal use of deductions recognized by the tax authorities
• Fiscally efficient management of your private wealth
• Monitoring of your consolidated and integrated wealth

We believe that Swiss residents should be fully aware of the many advantages the Swiss pension system can offer as part of a wealth management strategy.

Retirement planning is often one of the most powerful yet often overlooked wealth components and offers essential opportunities to improve your future retirement, reduce your tax burden and sharpen the performance of your tax-free investments.

We have constructed a range of pension plans, in accordance with the  legal and tax code, built to maximise overall performance and take full advantage of the various fiscal  benefits they can provide, delivering peace of mind and making a real difference to your wealth accumulation.

Depending on your personal circumstances, wealth transfer can be a complex and sometimes arduous process. Planning ahead can offer legal protection, long-term continuity for your wealth and a way to ensure it is passed on according to your wishes. By anticipating potential problems your family, business and potential liquidity needs after your death we can help you to decide who will receive what, how and when.

There are many planning tools from the simplest to the most sophisticated. It will be our pleasure to review your situation and accompany you in your reflections and choices to ensure the long-term success of your project.

Every country has its own legal rules and cultural habits and some jurisdictions have implemented initiatives to attract wealthy and high-potential people.

In Switzerland, each canton has its own rules, making a location more or less attractive depending on your personal goals. A change of domicile can deeply impact your everyday life – from language, medical care, schools, integration to more complex aspects such as obtaining a residence permit or the different matrimonial or succession regimes. All of these must be taken into account both on arrival to and departure from the new jurisdiction.

Depending on your interests, the complexity of your needs and those of your family, moving to the new location you have selected can appear to be extremely complicated or even impossible. We work with the best experts in different jurisdictions and together can guide you step by step towards a successful move.

Being a philanthropist today is so much more than simply writing a cheque. Today, many people prefer to adopt a more hands-on approach to giving and often turn to an advisor in philanthropy to better understand the best course to take. Our philanthropy planning expertise will enable you to enjoy your charitable projects, safe in the knowledge that your time and money are having the most impact.

Our team is there to guide and assist you in setting up your personal or family philanthropic projects. Be it a donation, dedicated philanthropic vehicle or a dedicated compartment within an umbrella foundation, we are experts in helping our clients to successfully include philanthropy in their overall wealth planning.

Being a philanthropist is no longer about simply writing a cheque. Today, many people prefer to adopt a more hands-on approach to giving and often turn to an advisor in philanthropy to better understand the best course to take. Our philanthropy planning expertise will enable you to enjoy your charitable projects, safe in the knowledge that your time and money are having the most impact.

Our team is there to guide and assist you in setting up your personal or family philanthropic projects. Be it a donation, dedicated philanthropic vehicle or a dedicated compartment within an umbrella foundation, we are experts in helping our clients to successfully include philanthropy in their overall wealth planning.

Every family is unique and it is impossible to follow a governance model that works in every case. That is why our wealth planning team is always ready to work with you and your family – reviewing your reality and expectations, understanding your needs and guiding you in the best possible way forward.